5 Best places where $200,000 is enough to retire!

While most of my post are dedicated to saving money or being frugal, I could help but think it might be nice to throw out some more affordable retirement ideas.  I myself am spending a few weeks in Thailand before I get back to normal life. The list below is essentially a list I put together to decide where I wanted to go… not realizing cheap vacation spots also makes for AMAZING retirement spots. Please like and share if you find the be info useful.


With its tropical climate, Thailand’s hot season can hit temperatures upwards of 105F (40C) from March to May. The best time to enjoy all Thailand has to offer is between November and March, when the weather hovers around a balmy 86F (30C).

The price of living varies among different areas, but you can live as cheaply as $500 a month or more luxuriously for $1500-2000 a month. A full Thai dinner with beer for two costs less than $10. Thailand also ranks among the world’s 50 best health care systems, according to the World Health Organization. The best private hospitals are in Bangkok and hospital fees cost a fraction of what you would pay in US or Europe.


Mexico’s lovely towns and villages offer some of the most popular retirement destinations in the world. Along with gorgeous beaches and historical colonial towns, just $200 a month can get you a one-bedroom apartment to live in, and a few dollars a week will buy bags of fresh produce and fish from local markets and fishermen.

Mexico also has all the amenities you could want, including cable TV, internet, and modern appliances. Here, private health insurance gets more expensive as you get older, so many retirees hold on to medical coverage plans from their home countries and opt to pay out of pocket for minor medical fees in Mexico. A specialist appointment in Mexico costs about $25, while a local doctor outside cities costs only about $10 a visit.

Costa Rica

Year-round t-shirt weather and long stretches of golden beach are punctuated by eateries, bars, and all the amenities you need. While the locals speak Spanish, you’ll find plenty of folks to chat with in English, too.

Health care is very affordable in Atenas, Costa Rica. This town has a public health clinic, pharmacy and emergency room at its center. Some expats choose to pay from $75 to $150 for full coverage under the national public health insurance system, called Caja. Private consultations with Caja doctors cost less than $20 per visit, and private and national public hospitals are just a short drive away from city centers across the country.


Malaysia is South Asia’s most popular destination for retirees. English is widely spoken by expats and locals alike, and temperatures range between an ideal 77F (25C) and a humid 95F (35C) throughout the year.

An inexpensive local meal goes for $3, or you can get a two-person three-course dinner for $15. Renting is also affordable: a one-bedroom condo in the city center costs about $550 per month. Life in the cultural melting pot of Penang is even cheaper, with a one-bedroom apartment in the city costing only $265 per month.


Malta is a lesser-known international retirement option but it’s one of the best for English speakers! English is the second official language after Maltese, making for an easy transition for North American retirees.

The islands of the Maltese archipelago have year-round sunshine, an extremely temperate climate, and offer a unique mix of prehistoric and colonial history, lovely architecture, and outdoor fun.

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